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High Range Loan
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Offer Low Interest
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Fast & Easy Process
High Range Loan
Offer Low Interest
Fast & Easy Process
Loan against property (LAP) is another name of the mortgage loan and is available for both salaried and self-employed borrowers to help them fulfill their business and personal needs by mortgaging their commercial, residential or industrial property.
Generally, the purpose for which the loan is taken are business expansion, purchase of another property, children's education or marriage & more. The borrower is required to declare the end use of the loan to the bank. LAP is always a better option compared to a personal loan since it provides a higher loan amount, flexibility to use amount & comparatively at a low-interest rate.
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Borrower can get loan up to the 75% of the property’s current market value
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loan amount can be between Rs.1 Lakh to Rs.10 Crore under this scheme
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From 5 years to 15 years
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Residential Property, Commercial Property or plots (residential or commercial) & industrial property
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Lender charges processing fees from 0.50% up to 2% of the total loan amount. Lenders give exclusive discounts for customers applying through Kredpartner.com
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It is an important factor for determining the interest rate. Generally, Credit score above 700 is considered good that helps get loans at lower rates
Factors like age, source of income, nature of work (salaried or self-employed) affect the loan interest rate
The location, type of property & its market value are factors that affect the rate of interest for loan against property
The documents required for availing loan against property varies with the nature of the constitution of business & salaried individuals.
Banks/ NBFCs/ Financial Institutions levies certain charges to process the mortgage loan. These charges vary from bank to bank that every borrower must understand before applying for mortgage loan
It is the certain percentage of the loan amount that is to be paid at the time of application of mortgage loan. These charges vary from bank to bank
If a borrower wishes to pay off the remaining loan amount before the end of loan tenure, then in that scenario bank charges certain percentage of remaining loan amount. If the complete loan is closed then foreclosure charges are levied and if part loan is repaid then prepayment charges are levied.These charges are generally in the range of 1% - 4% depending on financial institution
Charges like legal fees, valuation fees, stamp duty charges, document fees, etc. are levied by the financial institution before disbursal of the loan amount.
At Kredpartner.com, applying for loan against property is a simple & hassle-free process. That start’s with just clicking “Apply now”
Step 1: Apply on the Kredpartner portal by just entering basic details such as name, city, mobile number, email id & your requirement
Step 2: Our authorized representative will call & understand your requirement in more detail
Step 3: You will be issued a login credentials to create your profile & upload required documents
Step 4: Just sit & relax! Rest your Kredpartner will take care & guide you till disbursement
Once you have submitted your online mortgage loan application on Kredpartner.com, as per your profile & documents uploaded, eligibility will be evaluated & then accordingly the lender will be selected & the proposal will be forwarded to select lender post your approval & take mortgage loan process forward.